“Cross River Digital Ventures looks for the next generation of companies shaping the future of financial services, and IAssessments is doing just that. We’re proud to be a part of their mission, helping to extend credit to traditionally underserved consumers and businesses.”
Cross River Bank
"We are extremely satisfied with the results from IA, which allows us to approve more loans, and we are excited about the value its solution can bring to our customers and the company."
"Among new data sources that have potential are psychometric tests. The preliminary results are encouraging."
“I see the psychometric scores as a different and unique source of information that when combined with other sources of information, is going to give a much better compounded result for our model.”
“The expectation was that the use of Worthy Credit would help increase student loan approvals by 10%. After three months of applying the tool, Pravaler has already increased it's approvals by 17%."
"As a Citi Accelerator graduate, we are proud of the positive results we've seen in the company’s life. We believe that IA's solution will help banks be more inclusive."
"IA's value proposition stands out as a simple yet highly valuable technology for financial services around the world."
RISE by Barclays
"Worthy Credit’s unique solution can significantly improve traditional scoring models, and positively impact the lending industry."
"We see great potential for Worthy Credit in Europe and Africa, as an effective and innovative technology for serving customers who might otherwise have limited access to affordable credit"
"Integrating IA's technology allows us to assess new aspects of risk, and extend credit to deserved female entrepreneurs, even with thin credit histories"
"After testing thousands of customers for more than 1 year, we are very satisfied with the performance of Worthy Credit, which has resulted in 3 times lower defaults!"
Fundación Génesis Empresarial
"Analysis showed that 'psychoscoring' is most effective for assessing clients without credit history."
"We see a lot of value in adding psychometric analysis to our credit assessment, as an innovative and effective way for helping us better serve India’s micro businesses."
"We are very satisfied with Worthy Credit's comparable results... in order to approve credit for people who don’t have a financial history, and be closer to our dream to approve 100% of asking credit."
"Worthy Credit is an important new aspect to our credit model for scoring underbanked and marginal customers, adding unique positive behavioral data for us to extend more credit."
"We already see positive initial results from implementing Worthy Credit as part of our decisioning credit models, and we believe it will help us reach potential customers we would not be able to approve traditionally."
Banco Caja Social
"Worthy Credit has helped us extend credit to more people who are in need of financial services, and as many as 30% of otherwise declined thin-filers."
"We are thrilled with the positive results of early trials using Innovative Assessments so far, and we look forward to seeing the solution deployed to improve credit options for our customers soon."